Cover commences when the property is lifted by you or your employees immediately prior to loading and continues until the property is placed in position (excluding erection, dismantling or installation) by you or an authorised person at a destination including loading and unloading.
If your tools in transit are stolen, destroyed or damaged whilst in your motor vehicle we will replace them.
If your tools in transit are stolen, destroyed or damaged during loading or unloading from your motor vehicle we will replace them.
We will insure your tools in transit up to a maximum value which can be found in your Schedule of Insurance.
We will either provide replacement tools in transit in the event of a claim or may at our discretion financially reimburse you for the value of your tools in transit.
This cover is limited to two claims in any 12 month period.