Motor & Hire Excess Insurance Policy
Cover is provided for the reimbursement of the excess applicable under your motor insurance policy or car rental policy (UK and Worldwide) for which you are responsible following the successful settlement of a physical damage claim arising as a result of fire, theft, vandalism or an accident that was your fault, or partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.
If you do have to claim for an excess reimbursement on this policy we will also pay you in each relevant period of insurance an amount equal to 25% of your current motor insurance premium, up to your excess protection cover limit, subject to you renewing your motor insurance policy through your existing motor insurer. (please refer to the policy wording for full details)
For cover to apply the excess of the motor insurance policy must be exceeded by the value of the successful claim payment.
The maximum amount payable under this Excess Protect Plus insurance policy depends on the level of cover selected and for which the appropriate premium has been paid. Please refer to the certificate of insurance or confirmation of coverage document for your cover limit.