Insurance Broker Add On Products | Motor | Home | Commercial | Landlords2018-10-01T18:19:36+00:00

Broker Portal

This is the Broker Portal for Lemonaid Motor Legal Insurance Cover.

This Policy provides cover of up to £100,000 in respect of the insured per son’ s legal costs arising out of a motoring incident. The cover protects insured per sons claiming uninsured losses including damage to the vehicle, loss or damage of personal belonging to the insured person. Cover will be provided for 12 months provided that a policy of motor insurance covering the compulsory risks remains in force in respect of your vehicle throughout this time. It provides access to our experienced panel of specialist solicitors . The Policy covers the Policy holder. Cover extends to cars , motorcycles and vans . The Policy covers Europe.

Motor Legal

Employment Disputes
Financial Compensation Awards
Service Occupancy
Legal Defence
Property Protection
Bodily Injury
Tax Protection
Contract Disputes
Debt Recovery

Commercial Legal

Standard
Policy indemnity limit – £50,000
Legal advice line
Personal Injury
Legal costs & expenses
Employment Disputes up to £25,000
Tax Protection
Jury service
Contract Disputes
Property Protection
Boundary Disputes

Platinum
Policy indemnity limit – £75,000
Legal advice line
Personal Injury Inc £5,000 Rehabilitation
Legal costs & expenses
Employment Disputes up to £25,000
Tax Protection
Jury service
Contract Disputes
Property Protection
Boundary Disputes
Criminal prosecution defence
Inheritance Disputes
Education Admission Appeals

Home Legal Expenses

Personal Motor

£100 / £250 / £300 / £500 / £1000 / £2500 / £3000

Personal Motor Inc Hire

£250 / £300 / £500 / £1000 / £2000

Fleet

5 Drivers £1000 / 10 Drivers £3000 / 15 Drivers £5000 / 20 Drivers £6500

CV

£300 / £500 / £1000

Taxi

£300 / £500 / £1000

Motor Trade

5 Drivers £500 / 5 Drivers £1000 / 10 Drivers £3000 / 15 Drivers £5000 / 20 Drivers £7000

Excess Protection

Bronze – Roadside and Recovery

3 Call Outs Per Year, 25 Miles Recovery, For Vehicles up to 10 Years of age.

Bronze Plus – Roadside and Recover y

3 Call Outs Per Year, 25 Miles Recovery, For Vehicles between 10 – 25 Years of age.

Silver – Bronze + Home Start + Overnight Cover

6 Call Outs Per Year, 25 Miles Recovery, For Vehicles up to 10 Years of age.

Silver Plus – Bronze + Home Start + Overnight Cover

6 Call Outs Per Year, 25 Miles Recovery, For Vehicles between 10 – 25 Years of age.

Gold – Silver + National Recovery

For Vehicles up to 12 Years of age.

Platinum – Silver + National Recovery + European Cover

For Vehicles up to 12 Years of age.

Light Commercial & Taxi – Silver + National Recovery

For Vehicles up to 10 Years of age.

Breakdown Cover

Class A

7 days / 14 days / 21 days / 28 days

Class E

7 days / 14 days / 21 days / 28 days

Small van

7 days / 14 days / 21 days / 28 days

Large van

7 days / 14 days / 21 days / 28 days

Prestige

7 days / 14 days / 21 days / 28 days

Saloon Taxi

7 days / 14 days

Prestige Taxi

7 days / 14 days

Black Cab

7 days / 14 days

MPV

7 days / 14 days

Hire Vehicle

12 Months Cover Period

£15,000 Vehicle Value / £5,000 – Claim Limit

£15,000 Vehicle Value / £10,000 – Claim Limit

£25,000 Vehicle Value / £15,000 – Claim Limit

£50,000 Vehicle Value / £15,000 – Claim Limit

£85,000 Vehicle Value / £15,000 – Claim Limit

£100,000 Vehicle Value / £20,000 – Claim Limit

24 Months Cover Period

£15,000 Vehicle Value / £5,000 – Claim Limit

£15,000 Vehicle Value / £10,000 – Claim Limit

£25,000 Vehicle Value / £15,000 – Claim Limit

£50,000 Vehicle Value / £15,000 – Claim Limit

£85,000 Vehicle Value / £15,000 – Claim Limit

£100,000 Vehicle Value / £20,000 – Claim Limit

36 Months Cover Period

£15,000 Vehicle Value / £5,000 – Claim Limit

£15,000 Vehicle Value / £10,000 – Claim Limit

£25,000 Vehicle Value / £15,000 – Claim Limit

£50,000 Vehicle Value / £15,000 – Claim Limit

£85,000 Vehicle Value / £15,000 – Claim Limit

£100,000 Vehicle Value / £20,000 – Claim Limit

48 Months Cover Period

£15,000 Vehicle Value / £5,000 – Claim Limit

£15,000 Vehicle Value / £10,000 – Claim Limit

£25,000 Vehicle Value / £15,000 – Claim Limit

£50,000 Vehicle Value / £15,000 – Claim Limit

£85,000 Vehicle Value / £15,000 – Claim Limit

£100,000 Vehicle Value / £20,000 – Claim Limit

Gap Cover

Cover commences when the property is lifted by you or your employees immediately prior to loading and continues until the property is placed in position (excluding erection, dismantling or installation) by you or an authorised person at a destination including loading and unloading. If your tools in transit are stolen, destroyed or damaged whilst in your motor vehicle we will replace them. If your tools in transit are stolen, destroyed or damaged during loading or unloading from your motor vehicle we will replace them. We will insure your tool s in transit up to a maximum value which can be found in your Schedule of Insurance. We will either provide replacement tool s in trans it in the event of a claim or may at our discretion financially reimburse you for the value of your tool s in transit. This cover is limited to two claims in any 12-month period.

Tools in Transit

Locksmith charges if your insured keys are lost, stolen, damaged or locked in your home, motor cycle or motor vehicle. New locks if there is a security risk to your motor cycle, motor vehicle or home due to the loss or theft of your insured key Replacement keys if your insured keys are stolen, deemed permanently lost, or broken. Onward transport costs up to £75 per day if you have no access to your motor cycle or motor vehicle while away from your home due to lost, stolen or broken keys. Vehicle hire costs up to £40 per day for up to three days if you are unable to use your motor cycle or motor vehicle while away from your home due to lost, stolen or broken keys. Accommodation costs up to £120 if you have no access to your home. We will pay a £20 reward to the finder of your lost insured keys.

Key Cover